We do business in accordance with the
Federal Fair Housing Law and the Equal Credit Opportunity Act.


ncua Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.


We have loans to fit all your financial needs.


home for saleDownload a Mortgage Application
Click on the above link to fill out the application. PRINT and fax to: 423-476-5262, or mail to PO Box 4168, Cleveland, TN 37320-4168. This application should not be submitted via email due to security reasons.

Buy A Home

We all know that home is where the heart is. And when faced with the prospect of a new home purchase for you and your family, the commitment and unfamiliar territory can be quite intimidating. family

At the Cleveland/Bradley Co. Teachers Federal Credit Union, you know people you can trust. That’s one of the most important things that makes a credit union mortgage different. We have the knowledge to find a mortgage loan that meets your needs and your budget.

We offer a full line of mortgage options including:

Fixed-rate mortgages

Adjustable rate mortgages

Terms ranging from 8 to 20 years




And, you can get pre-approval for any of our mortgage loans. That way you can shop as a cash buyer – a significant advantage.

The Cleveland/Bradley County Teachers Federal Credit Union has a mortgage that is right for you. There’s no greater convenience than having your mortgage loan and all your other financial services in one place!

Come See us First

cardriverThe old vehicle got you through the winter, but now you’re thinking of a new car, truck, or SUV for those vacation months ahead. Make your first stop at the Credit Union and get pre-approved for a vehicle loan before you visit the dealership. With a pre-approved loan, you can visit the dealer in a position of authority and negotiate the best “cash” price that puts any dealer/manufacturer incentives back in your pocket rather than subsidizing a “low interest” loan of their choosing. By visiting the Credit Union first, you can also find out dealer cost on most any given vehicle and negotiate up from dealer cost, rather than down from some arbitrary “retail” price that the dealer establishes. Call or stop by the Credit Union today and let us help put you in the vehicle that’s best for you at the right price.

Other Consumer Loans Offered

The Cleveland/Bradley County Teachers Federal Credit Union offers many types of loans for its members. We tailor our loans to fit the wants and needs of our members. The following is a sample of the different types of loans we offer. If you need to borrow money then call us first. We have excellent terms and comparable rates. We strive to offer just what you need.

Signature Loans

Share Secured Loans

Automobile Loans

First and Second Mortgages

Home Equity Loans

Recreational Vehicle Loans

New Major Appliance Loans

Personal Computer

And many more . . .

Need Money?... visa


The VISA Check Card from Cleveland/Bradley County Teachers Federal Credit Union works like a check only BETTER!

A Credit Union issued ATM card with the VISA logo on it

A more convenient, faster, safer alternative to cash and paper checks

Easy to carry

Accepted nationwide

Easy record-keeping

Late Fees Adopted

Effective May 1st, 2010, a $25 late fee will be charged to loans that are over 30 days past due. The $25 late charge will be applied every 30 days until the loan is brought up to date.

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