We do business in accordance with the
Federal Fair Housing Law and the Equal Credit Opportunity Act.


ncua Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.


Emergency Numbers

Fraud Department:


Effective September 1, 2012, fees for NSF, Overdraft Privilege, and Stop-Pay will be $25 per incident.

The Teachers Credit Union now promotes members to "Invest in America”.

GM Credit Union Discount

Enter in the IIA Sweepstakes!

Member Cellular Discounts with Sprint

Sallie Mae Student Loan

We have Mortgage Rates as low as 2.75% and New and Used Auto Rates as low as 1.99%

What’s New!

• Closed Dates
We will be closed Friday, April 18th For Good Friday

Read the April 2014 Newsletter

• Discount Theme Park Tickets

Dollywood Adult - $55.00
  Child - $42.65
Splash Country Adult - $44.90
  Child - $40.40
Six Flags All Ages - $38.15
White Water All Ages - $34.97
Biltmore Adult - $10.00 off admission
Child - $5.00 off admission

• Spring Loan - $1,500 @ 7% For 15 Months
Spring is in the air which means it’s time for our Spring Loan. Whether you are booking that perfect Spring Break get away or just looking to do some work around the house, our Spring Loan is just what you need. From now until April 30th borrow $1,500 at only 7% and pay it back over 15 months. With payments just over $100 this is a deal you don’t want to miss. So dream big this spring, and call Karen or Debbie and we will help you make this spring break one to remember!

• Smart Student Loan Option
We are happy to announce a new partnership between our credit union and Sallie Mae that has allowed us to begin offering student loans. We offer better interest rates than Federal Stafford Loans or Federal PLUS Loans and give you several repayment options to help make higher education realistic for you or your college student. For more information visit our website and click on Student Loans banner on our homepage. Both undergraduate and graduate loans are available and approval is just a click away!

• For Sale
If you are in the market for a new car we have a deal for you! We have a 2010 Ford Focus and we are looking to move it. It is fully loaded with: Leather Interior, Power Sunroof, and the Microsoft SYNC package. It gets over 30 mpg making it a great car for a college student or new driver. With just over 66,500 miles, this car books at $15,250 but we are only asking $12,500. The price is negotiable so come by and check it out today!

• Mortgage Rates as low as 2.75%

• Auto Loans as low as 1.99%

Mobile Money and E-Statements available now!


The Cleveland Bradley County Teachers Federal Credit Union (CBCTFCU) offers competitively-priced financial products and services to benefit you and your family, in the spirit of helping people.

As a not-for-profit organization, we are governed and owned by our members, so once you join, you’re not only a member, you are an owner too!

We want CBCTFCU to be your one-stop shop for all financial products and services. In addition to the savings and loan products you’ll have at your fingertips as a member, we also offer:

- Direct deposit
- FREE Online Account Access with FREE Bill-Pay
- Share Draft (checking) accounts
- Student free checking accounts
- Golden Apple free checking (over 55)
- American Express Traveler’s Cheques
- Free notary service
- Coin counting machine free usage
- Cashier’s checks
- Money orders
- Safe deposit boxes
- Theme park discount tickets
- Vehicle extended warranty
- Credit life insurance
- Guaranteed asset protection

signFor more information on all of the products and services we offer, stop by our office today. We're on the corner of Central and Oak in downtown Cleveland, Tennessee.

To learn more about what membership with the Teachers Credit Union can offer you, read on.