We do business in accordance with the
Federal Fair Housing Law and the Equal Credit Opportunity Act.


ncua Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.


Emergency Numbers

Fraud Department:


Effective September 1, 2012, fees for NSF, Overdraft Privilege, and Stop-Pay will be $25 per incident.

The Teachers Credit Union now promotes members to "Invest in America”.

GM Credit Union Discount

Enter in the IIA Sweepstakes!

Member Cellular Discounts with Sprint

Sallie Mae Student Loan

We have Mortgage Rates as low as 2.75% and New and Used Auto Rates as low as 1.99%

What’s New!

Read the October 2014 Newsletter

**** Home Depot Credit and Debit Card Breach ****
We have recently been made aware of a breach in the credit/debit card system of Home Depot. At this point the only information that has been released is that the breach began in April 2014 and lasted until September 2014. At this time Home Depot believe that only card numbers were compromised, not pin numbers, security codes, or personal information of any kind. If you used your credit/debit card at Home Depot during this time frame please monitor your account activity very closely. As of now, we have not been given a comprehensive list of card numbers that were compromised, but we expect to in the coming weeks. As we receive this information we will contact you and let you know that we have canceled your credit/debit card and that a new card will be issued. We will not ask for any personal information or for any card information. We will post updates to our website as well as our mobile app as they become available.

• Brand New Fall Loan - $1500 @ 7% for 10 Months
The school year is back in full swing, but Fall Break is just around the corner. We want to help you relax after an always busy start to the year by offering our brand new Fall Loan. People always take advantage of our Spring Loan for Spring Break so we decided to give our Fall vacationers the same great opportunity. So from now until October 31st you can borrow $1500 at just 7% and pay it back over 10 months. This is a much better option than paying for a vacation on a credit card and will save you money by spreading out your payments and offering a much lower interest rate. So come see Karen or Debbie today and let us help you take that vacation that you have earned!

• Introducing The Brand New Teachers Credit Union Mobile App With Mobile Deposit
We are very excited to announce the release of our brand new mobile app with Mobile Deposit. With features like Mobile Banking, Loan Requests, and Mobile Deposit you have a Teachers Credit Union branch in your hand. With Mobile Deposit you can deposit your checks anytime, anywhere taking away the need to leave your home or office to make a deposit. Loan Request give you the ability to fill out, sign and deliver your loan application from anywhere in the world. In Mobile Banking we have optimized our Virtual Branch system to make it more mobile friendly while keeping the same great features you use such as Bill Pay, Money Transfers, and Account History. To top it all off all these features, as well as the app itself are completely free. The app is available today in the Apple App Store, Google Marketplace, and Amazon App Store and is compatible with all iOS devices (version 6.1 and later), Android Devices (Gingerbread 2.3 and later), Kindle Fire and Fire Phone.

Get it on Google Play

• Mortgage Rates as low as 2.75%

• Auto Loans as low as 1.99%

Mobile Deposit FAQs


The Cleveland Bradley County Teachers Federal Credit Union (CBCTFCU) offers competitively-priced financial products and services to benefit you and your family, in the spirit of helping people.

As a not-for-profit organization, we are governed and owned by our members, so once you join, you’re not only a member, you are an owner too!

We want CBCTFCU to be your one-stop shop for all financial products and services. In addition to the savings and loan products you’ll have at your fingertips as a member, we also offer:

- Direct deposit
- FREE Online Account Access with FREE Bill-Pay
- Share Draft (checking) accounts
- Student free checking accounts
- Golden Apple free checking (over 55)
- American Express Traveler’s Cheques
- Free notary service
- Coin counting machine free usage
- Cashier’s checks
- Money orders
- Safe deposit boxes
- Theme park discount tickets
- Vehicle extended warranty
- Credit life insurance
- Guaranteed asset protection

signFor more information on all of the products and services we offer, stop by our office today. We're on the corner of Central and Oak in downtown Cleveland, Tennessee.

To learn more about what membership with the Teachers Credit Union can offer you, read on.